Insurance companies in Pennsylvania are usually very large corporations with plenty of resources and lawyers to handle accident claims. Naturally, they know the laws regarding insurance in Pennsylvania, and their ultimate goal is to make money, not to give it away. This is why you should always keep in mind that the insurance adjusters are not your friends and do not have your best interests in mind. If you don’t know how to negotiate with the insurance company, you can end up with a much lower amount in compensation than you actually deserve.
You should never let a pushy insurance company pressure you into settling early and low. Contact a Pennsylvania personal injury lawyer to discuss your case and how to recover the maximum amount in damages for your injuries. Meanwhile, consider the following tips for dealing with insurance companies.
Dealing with Insurance Companies
Don’t sign away your rights!
If an insurance company is trying to get you to sign something, read it carefully. It is easy to be fooled into signing away your rights, and once you have, you can’t go back. If you don’t know if you should sign something or not, contact an attorney.
Don’t give a recorded statement!
The insurance company will want to record your statement with the justification that they want to ensure accuracy. They will then try to confuse the details of the case and get you to say things that might be used against you at a later date. You do not legally have to give a recorded statement, and it is very unwise to do so. You have every right to say no to this request.
Consider pros and cons of using a preferred mechanic
You can choose to use a preferred mechanic or a mechanic that the insurance company recommends. If you choose your own mechanic, then you’ll have to negotiate the cost, but you can avoid the insurance company hassle. However, you may have more expense if you do.
Know the insurance company’s motives
Whether you go through your own insurance company or the insurance company of the at-fault party, you must remain aware of the motives of the insurance company: to save themselves money.
Understand the claims process
If you understand the claims process, you’re going to be more successful. Unfortunately, most people don’t fully understand this process and your case can suffer if you don’t. Contacting an attorney is the best way to make sure that you are fully informed about the process and how to build your case.
It can be very difficult to work with an insurance company when you’ve been injured. Contact a
Pennsylvania personal injury attorney to learn about your rights and get advice about how to move forward with your case. You will experience less stress if you have an attorney on your side. Your attorney will fight for your rights and make every effort to maximize your recovery.
Legal Consultations are Free
There is no fee to receive a legal consultation from most Pennsylvania personal injury attorneys. You can discuss your case and get advice without any obligation to hire the lawyer. If you do choose to hire an attorney, you will likely have the benefit of the contingency fee system, where you don’t pay the lawyer anything unless you receive compensation for your injuries.